Consolidated P&L · transaction-backed

One statement — business + personal, by category

Jul 2025 → Jun 2026 · every cell is a true sum of its transactions (by date). Self-transfers removed so nothing double-counts. · snapshot Jun 22, 2026

Outside income (12mo)

$77,101 · ~$6,425/mo — now $0

Total costs (12mo)

$81,229 · ~$6,769/mo (biz ~$997 + personal ~$5,772)

Real net, 12mo

(4,128) · ~(344)/mo

The cliff

Last 3 mo net: (2,319) · (760) · (3,188); income gone → ~−$6,769/mo burn unless costs cut

↳ Hover any monthly cell to see the individual transactions and dates behind it.

Category ($)	Jul '25	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26	Jun '26	12mo	Avg
Business income	5,000	5,000	5,192	5,621	4,471	5,000	6,942	7,442	10,883	9,200	6,850	5,500	77,101	6,425
Expenses ↓
Business operating costs	426	388	808	291	309	655	477	737	3,676	1,513	1,738	946	11,964	997
Food	1,950	1,284	2,258	2,041	2,000	1,804	2,529	1,243	1,656	2,610	2,140	2,375	23,890	1,991
Lifestyle	727	1,502	791	665	865	1,587	2,135	2,039	2,970	4,874	2,186	3,322	23,663	1,972
Personal	899	770	859	971	906	1,078	814	909	859	1,527	734	1,414	11,740	978
Transportation	514	874	795	175	261	208	241	235	300	202	276	82	4,163	347
Housing	490	300	600	-	-	-	-	-	300	380	340	340	2,750	229
Debt payments	-	140	140	-	140	280	140	140	140	260	45	95	1,520	127
Subscriptions	14	14	48	121	125	101	11	11	11	41	40	-	537	45
Health	225	-	181	-	-	-	-	-	-	-	-	-	406	34
Insurance	-	-	-	-	-	-	-	-	-	112	111	114	337	28
Personal (on business card)	25	11	33	22	86	82	-	-	-	-	-	-	259	22

Excluded — internal transfers to yourself (hover to inspect)

Your own money moving between your own pockets — never part of a profit/loss. Owner draws and the recycled take-home are the same dollars on both sides (the only real "double count"). Savings & sinking fund are money you kept, not spent.

Category ($)	Jul '25	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26	Jun '26	12mo	Avg
Owner draws → household	5,167	4,216	4,690	4,500	4,000	5,240	5,976	7,100	7,185	7,500	5,450	4,020	65,044	5,420
Personal “income” (draw recycled)	5,667	5,229	6,594	5,381	4,575	5,700	6,657	7,500	8,500	5,500	6,200	3,500	71,003	5,917
Savings set-aside	18,704	1,974	1,219	1,700	1,700	1,000	2,900	2,550	4,150	8,111	3,910	2,400	50,318	4,193
Sinking fund	5	300	624	150	200	1,002	325	400	400	-	-	-	3,406	284
Transfer	-	-	-	-	-	-	-	-	1,270	500	-	-	1,770	148
Non-income transfers in	476	5	-	-	-	-	-	-	-	-	-	-	481	40